| Copyright ©1999-2009 Earth Works Trust Inc. All Rights Reserved Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold! |
|
|
 | |  | |  | |  | |  |
| Earth Works Trust "Where Great Rates, Great Programs and Customer Service Meet" |
1-800-608-6898
| Privacy & Security Protected |
| Invest 90 Seconds! Free Loan Request No Application Fee Low Fixed Rates Nationwide Service |
| "Manufactured and Mobile Home Lender, Loans Financing and Mobile Home Refinancing "Mobile Home Lender offers Mobile Home Loans, Mobile Home Financing, Mobile Home Refinancing." Mobile Home Lender Offering Mobile Home Loans |
| Manufactured Home Loan Refinancing Lenders - Home Only or With Land |
FAQ
Q. Is single wide or double wide refinancing available for homes in parks, on
leased, family land, or land where the deed or mortgage is separate from the
home?
A. Yes! These are "home only" or "chattel" loans, and there are excellent
rates and terms for refinance. In newer homes, a mobile home equity loan
may be available.
Q. Is refinancing available for homes with land tied by way of deed or
mortgage?
A. Yes! In most states refinancing is available, often equity is available for debt
consolidation or home improvements depending on the home value. These
are “land/home packages.” Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate. Also, you may wish to shorten the
loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history. Self-
employed borrowers need two years tax returns showing sufficient net
income to support debt. Minimum credit guidelines apply. Each situation is
different, and loan types depend on several factors: year of home,
manufacturer, home value, land value, foundation type, credit history, income,
employment history and total debts among other factors.
Q. Is the age of the home a factor in refinancing?
A. Yes. The home must be newer than 1977 in most cases. The newer the
home the more likely equity cash will be available. Models older than 1977 in
California may qualify for mobile home equity loans as well.
Q. What does it cost to apply for refinancing or to get a quote?
A. There is NO loan application fee, obligation or cost for a quote
Q. Is single wide or double wide refinancing available for homes in parks, on
leased, family land, or land where the deed or mortgage is separate from the
home?
A. Yes! These are "home only" or "chattel" loans, and there are excellent
rates and terms for refinance. In newer homes, a mobile home equity loan
may be available.
Q. Is refinancing available for homes with land tied by way of deed or
mortgage?
A. Yes! In most states refinancing is available, often equity is available for debt
consolidation or home improvements depending on the home value. These
are “land/home packages.” Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate. Also, you may wish to shorten the
loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history. Self-
employed borrowers need two years tax returns showing sufficient net
income to support debt. Minimum credit guidelines apply. Each situation is
different, and loan types depend on several factors: year of home,
manufacturer, home value, land value, foundation type, credit history, income,
employment history and total debts among other factors.
Q. Is the age of the home a factor in refinancing?
A. Yes. The home must be newer than 1977 in most cases. The newer the
home the more likely equity cash will be available. Models older than 1977 in
California may qualify for mobile home equity loans as well.
Q. What does it cost to apply for refinancing or to get a quote?
A. There is NO loan application fee, obligation or cost for a quote
| Equity Lenders - Manufactured Home Refinancing Lender - Mobile Home Park Refinancing - Mobile Home Loans - Mortgage |
| Believe This...19 million people are living in manufactured homes now! Mobile Home and Manufactured Home Loans |
